Citibank-logo.jpg
 

CitiGroup: Intermediate Banking

Product Strategy | User Experience | Interaction Design | Industrial Design


 

A New Brick & Mortar

 
 

intermediate banking

Descaling the capabilities of a flagship branch down to a micro-footprint within various types of physical infrastructures. The primary goal is to create a hybrid experience that lives at the intersection of both flagship branches and the mobile product. While the two may be separate, the secondary goal is to streamline the digital to physical interaction.

Screen Shot 2019-07-15 at 6.24.16 PM.png
 

Focus on the Ecosystem

“mobile is the hero”

 

The focus of the product relies in the ease of convenience and familiarity. By using the mobile experience as the primary vehicle for Intermediate Banking Citi gains an efficient flow in customer interaction.

 

Physical Architecture

“a familiar footprint”

 

Considering the geographical reach of Citi Bank’s ATM establishment sets the stage for an easily accessible foundation.

 
 

Banking Pod

where the ATM used to be

By utilizing the existing Citi Bank ATM locations also poses challenges by maintaining the similar architecture while maintaining the new features.

 
 
Screen+Shot+2019-08-05+at+10.42.47+AM.jpg
 
 
 

Familiar Physical Interaction

The direction to confine the architecture (POD) to a cylinder like shape maintains the user's expectation of the machine while allowing allows a diverse architecture where users can interact with the exterior as well as the interior.

 
 
2.jpg
 
 

ADA Compliant

On the exterior there lies two points of interaction to allow an ultra efficient ADA Compliant experience.

 
camerasensor2.jpg
 
 

Egression

A benefit to the cylindrical design is the effectively package a revolving door within the pod itself; allowing for efficient ingress and egress.

 
 
SKETCH_multiuse2.jpg
 

Environmental Impact

 
expecteduse.jpg
 

 

Digital Experience

(Disclaimer) Still under development

Basic IA Models

The basis of the digital architecture is to divide the interaction load into two categories. Itemize inputs that are tagged with specific outputs. The cellular device become an “Authentication Key” by quickly verifying the user via NFC.

 
 
Screen Shot 2019-05-07 at 7.45.58 AM.png
 

Quick Mobile Interaction

The mobile interaction replaces the need to on board a user with a rapid interaction that is pre-ordered to reduce wait times.

 
Screen Shot 2019-07-18 at 12.03.09 PM.png
 

Concierge Interaction

The interior experience accommodates two routes:

 
Screen Shot 2019-07-18 at 12.03.20 PM.png
 

Long Time Usage: Retrieve ticket number from exterior Short Time Usage: Schedule time to arrive

 
Screen Shot 2019-05-07 at 8.06.51 AM.png
 

tom-barrett-dkv2CXSoVfs-unsplash.jpg

Project On Ice

Stay tuned…